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What Is Credit Score?

What Is Credit Score?

Submitted by • September 24, 2019

www.chango.ca - A credit score is a three-digit number evaluation that represents the creditworthiness of an individual. This score is typically calculated by the credit reporting agencies, such as Equifax or TransUnion in Canada, which tracks how the common population pays back ...

What Is Cash Back?

What Is Cash Back?

Submitted by • September 24, 2019

www.chango.ca - Cash back is a reward incentive program operated by credit card and debit card companies in which a percentage of the amount spent by the card holder is paid back to the card holder. The purpose of this program is ...

What Is Capital Gain?

What Is Capital Gain?

Submitted by • September 24, 2019

www.chango.ca - A capital gain is the profit resulting from a sale or exchange of a capital asset, wherein the capital asset could be real estate, stock or bond. Most commonly, capital gains are realized from the sale of stocks, bonds, precious ...

What Is AMortization?

What Is AMortization?

Submitted by • September 24, 2019

www.chango.ca - Amortization is an accounting term used for two separate processes: Amortization of Loan and Amortization of Asset.

What Is Wealth Manager?

What Is Wealth Manager?

Submitted by • September 24, 2019

www.chango.ca - A Wealth Manager offers immensely personalized services to high net worth clients. These services include financial planning, investment advice, accounting/tax services, retirement planning and legal/estate planning.

What Is Line Of Credit?

What Is Line Of Credit?

Submitted by • September 24, 2019

www.chango.ca - A line of credit is a borrowing option of arrangement offered by banks, financial institutions and other licensed consumer lenders to a government, business or an individual, where the borrower establishes the maximum loan. The borrower requests a certain amount ...

What Is Joint Account?

What Is Joint Account?

Submitted by • September 24, 2019

www.chango.ca - A joint account is a bank account exactly the same as a regular account. The only difference is that the joint account is shared by two or more individuals with the same account privileges. Any member with their name on ...

Worst Financial Decisions Canadians Make

Worst Financial Decisions Canadians Make

Submitted by • May 9, 2019

www.chango.ca - In this post, you will see all the worst financial decisions you can avoid, could have avoided and will avoid in the future. There are different categories of spending mistakes mentioned, and all of them can be relevant to you ...

8 Stepping Stones: Personal Finance Tips Of All Time

8 Stepping Stones: Personal Finance Tips Of All Time

Submitted by • May 9, 2019

www.chango.ca - It is important because you need to know where your money goes. It is necessary to not make mindless purchases (like Fyre Festival tickets using your emergency fund) and have a clear path to whatever you want… like a car. ...

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