What Is Plant and Commercial Motor Insurance and What Does It Cover?

Plant and commercial motor insurance provides essential protection for machinery, mobile plant, and business vehicles used in construction, demolition, and industrial operations. It helps cover risks such as accidental damage, theft, fire, and collision while equipment is operating, transported, or stored. With valuable assets and tight project schedules, having the right cover reduces downtime and financial strain. This type of insurance is often required by contracts and site conditions.